Archive for September, 2006

Romania, Bulgaria may join EU in 2007

Monday, September 25th, 2006

The European Commission will permit [tag]Bulgaria[/tag] and [tag]Romania[/tag] to join the European Union next year, but the two countries have been warned they face losing millions of euros in membership benefits.

A progress report by the EU executive due for Tuesday will encourage the two Balkan nations to join the EU in January 2007, but it will propose the tough entry conditions on the newcomers.

The mixed message from Brussels reflects widespread public unease about further enlargement of the 25-nation bloc.

The conditional sanctions are meant to reassure critics of enlargement who say the countries are too poor, corrupt and weak to cope with EU membership, officials say.

Anti-government rallies in Hungary, as well as the break-up of a coalition government in Poland, have raised concerns over the admission of east European countries.

The commission may consider excluding Bulgaria and Romania from some EU policies unless they meet reform targets laid out in the report.

Jose Manuel Barroso, European Commission president, and Olli Rehn, EU commissioner for enlargement, will visit Bulgaria and Romania on Tuesday and Wednesday to explain the EU recommendations.

The EU executive cites “a number of areas … where the commission will initiate appropriate measures to ensure the proper functioning of the EU, unless the countries take immediate corrective action”, the draft report said.

Those include corruption and organised crime, especially in the case of Bulgaria, weak courts and state administration and insufficient food safety standards.

Historical wave

Nevertheless, the two countries will receive a boost on entering the EU bloc. Both are expected to sustain their already impressive growth rates, bring in foreign investment and encourage tourism.

Traian Basescu, Romania’s president, said: “Only with this will the biggest historical wave of EU enlargement be completed – a direct consequence of the collapse of communism.”

By raising the possibility of withholding some membership benefits if the two countries are not up to scratch, Brussels is also seeking to smooth ratification in national parliaments that have not yet approved the accession treaty, notably Germany.

Rehn decided that delaying membership until 2008 would humiliate the countries and prompt an anti-EU backlash. It would also reduce Brussels’ leverage with Bucharest and Sofia.

EU diplomats say that after the entry of Bulgaria and Romania, the rate of expansion will slow.

Croatia is next in line.

Source: aljazeera.net

Latvia’s Economy Probably Grew at 11.5% Rate as Spending Rose

Friday, September 8th, 2006

[tag]Latvia[/tag]’s economy probably recorded its fifth consecutive quarter of double-digit growth between April and June as consumer spending rose, a survey of economists shows.

Gross domestic product may have risen an annual 11.5 percent, the second-fastest pace in the 25-nation European Union behind Estonia, after 13.1 percent growth the previous quarter, according to the median estimate of six economists surveyed by Bloomberg. The statistics office will release the data at 1 p.m. in Riga.

EU membership in 2004 stimulated growth as trade barriers fell and foreign investment rose. Latvia’s growth rate of 10.2 percent in 2005 was the EU’s highest, pushing up inflation and forcing the country to put off plans to adopt the euro in January 2008. The inflation rate has been above 6 percent for 27 consecutive months, raising concerns the economy is overheating.

“The economy is growing a little bit too fast,” said Zigurds Vaikulis head of market research at Parex Asset Management. “There are signs” of overheating.

Consumers have taken advantage of low interest rates to buy real estate, doubling housing prices over the last two years. Many of Latvia’s biggest lenders are subsidiaries of foreign banks, like SEB AB, Scandinavia’s third-biggest bank by assets, and Swedbank AB, the sixth-largest Nordic bank.

Foreign-owned banks have poured money into the market and replaced reserves that have been moved to the central bank.

Few Resources

Foreign direct investment grew from 170 million lati ($311 million) in 2003 to 350 million lati in 2004, and in the first half of 2006 to 450 million lati, said Andris Vilks, chief economist at SEB Unibanka.

For all of 2006 foreign investment could read 650 million lati, made up of mostly medium size and small businesses, he said.

The central bank has raised the reserve requirement, and increasing the refinancing interest rate by half a percentage point to 4.5 percent in July, to cool the housing market. Since the lati is pegged to the euro, the bank has few resources to fight inflation.

Economic growth has also been helped by many service companies deciding to legalize their businesses, Vilks said.

More companies began declaring income and paying taxes when the corporate tax rate fell to 15 percent in January of 2006, Vilks said. Three years ago, the corporate tax rate was 25 percent.

“If we see a further legalization of the grey economy, then there could be some surprises,” Vilks said.

Inflation Woes

The three [tag]Baltic States[/tag] of [tag]Estonia[/tag], [tag]Lithuania[/tag], and Latvia have the fastest-growing economies in the EU though are among its poorest members. Latvia ranks last in the EU by per capita GDP according to Eurostat, the EU’s statistical arm. Per capita GDP climbed to 47 percent of the EU average last year, up from 43 percent in 2004.

The three states have been forced to alter their euro adoption dates. Lithuania and Estonia had planned to switch currencies by 2007.

Fitch ratings said on Sept. 4 it has pushed back its estimate for the Baltics’ euro target dates, to 2010, with Estonia possibly joining in 2009.

Latvia’s annual inflation rate rose to 6.9 percent in July. Estonia’s consumer prices grew by 5 percent on the year in August, and Lithuania’s was 4.4 percent.

To contact the reporter on this story: Aaron Eglitis in Riga at aeglitis@bloomberg.net

Property investors warned over Bulgaria

Thursday, September 7th, 2006

LONDON (Reuters) – Overseas property investors should be wary of Bulgaria as market growth collapses and rental competition hots up, but prospects still look good in France and Poland, according to a report this week.

Total annual returns on Bulgarian property have plummeted to 44 percent from 104 percent three months ago, according to the latest quarterly investment tracker from property investment firm Assetz.

Annual house price growth in the country has slowed to 17.8 percent from 36 percent, with the Bansko ski region showing price falls of 2.1 percent.

Property prices in Bulgaria as a whole only grew 1.6 percent in the second quarter, while the oversupply of investment properties has led to fierce competition for rentals.

Stuart Law, managing director of Assetz, said: “This is an interesting time for many overseas markets.

“Bulgaria is facing a period of readjustment after a huge initial foreign investment. While longer-term investors are still set to benefit over the next five to 10 years, as low cost property continues to attract holiday home-buyers, there are no longer instant returns to be made.

“An oversupply of rental properties is being aggravated by stories of dishonest local management agencies, some of which are reported to be letting properties and keeping the cash.”

House price growth in the American property market has also slowed, the data showed. It has fallen to 10 percent per annum from 12.9 percent in June, and is expected to slow further.

LONDON (Reuters) – Overseas property investors should be wary of Bulgaria as market growth collapses and rental competition hots up, but prospects still look good in France and Poland, according to a report this week.

Total annual returns on Bulgarian property have plummeted to 44 percent from 104 percent three months ago, according to the latest quarterly investment tracker from property investment firm Assetz.

Annual house price growth in the country has slowed to 17.8 percent from 36 percent, with the Bansko ski region showing price falls of 2.1 percent.

Property prices in Bulgaria as a whole only grew 1.6 percent in the second quarter, while the oversupply of investment properties has led to fierce competition for rentals.

Stuart Law, managing director of Assetz, said: “This is an interesting time for many overseas markets.

“Bulgaria is facing a period of readjustment after a huge initial foreign investment. While longer-term investors are still set to benefit over the next five to 10 years, as low cost property continues to attract holiday home-buyers, there are no longer instant returns to be made.

“An oversupply of rental properties is being aggravated by stories of dishonest local management agencies, some of which are reported to be letting properties and keeping the cash.”

House price growth in the American property market has also slowed, the data showed. It has fallen to 10 percent per annum from 12.9 percent in June, and is expected to slow further.

He predicted UK house price growth of some 5 percent per annum for the next three years.

Land For Sale With Lake

Tuesday, September 5th, 2006

LAND with LAKE , 5Km from Black sea coast, in South-East Bulgaria, ( the tourist area – Primorsko ), and 2 km. from the local village, close to the internatoinal airport of Bourgas.
and it’s only 25 minutes from the district town of Bourgas.
PLOT106894 sq.m. ( 26 acres )
LAKE : 78539 sq.m. ( 19 acres )
LAND : 28355 sq.m. ( 7 acres )

Price: 400.000,00 EUR

Photographs can be supplied via email.
For more information please contact

Slovakia Property For Sale – Beautiful Chalets in Tourist Hotspot

Friday, September 1st, 2006

Today reservations are opening on 9 stunning new chalets in one of Europe’s most beautiful holiday locations.

The high quality houses are perfectly located and suited as both a gorgeous vacation home and holiday-let investment:
• a walk away from the sought-after Liptovska Mara reservoir as well as Aquapark Tatralandia (Slovakia’s # 1 most visited attraction and Central Europe’s largest Aquapark)
• the country’s # 2 tourist attraction Thermal Park Besenova is a few minutes drive away (the two Aquaparks – open all year round – welcome nearly 1.2 million visitors each year)
• minutes from four ski centres, including Central Eastern Europe’s best & largest ski resort Jasna
• just 5 minutes from Liptovsky Mikulas, a beautiful historic town surrounded by the majestic hills of the Low Tatras, West Tatras and Choc mountains
The exclusive development of architecturally stunning two-story, 3-bed 2-bath houses benefits from a reception, restaurant, bar and conference room, as well as:
• fantastic quiet setting, surrounded by breathtaking, unspoiled nature and greenery, yet just a few minutes walk to ‘civilization
• amazing views of the Tatra mountains, Liptovska Mara lake and the picturesque village of Liptovsky Trnovec
• unlimited possibilities of Slovakia’s top summer and winter tourism destinations on your doorstep
• ease of access by road, rail or air (Poprad international airport just 45 minutes away)
And, if you’re looking for a lucrative investment, you will be pleased to know that rental facilities are in place. What’s more, travel agents have been operating holiday lets of identical homes with extraordinary success.

If you’re looking for a viable holiday-let investment in Slovakia, this is the place to be! Thanks to the dual season main tourist areas in Liptov experience unmatched annual occupancy rates of up to 50%.

And, the best at last…

The stunning & spacious chalets, beautifully designed, built of brick and clad with stone and wood, start at just 80,000 GBP (3 bed, 2 bath house over 2 floors) – including a large land plot and VAT!

At just SKK 27,000 + VAT/m2 (net living area) the homes are extremely affordable, considering most new properties in Slovakia’s main holiday areas are currently offered at SKK 38,000 – 65,000 + VAT/m2. (1 GBP = approx. 55.5 SKK)

Only 9 homes are available, so, don’t miss out… email now to receive your information pack!

Email to: info@slovakiainvestmentproperty.com

Slovakia Real Estate Untapped Potential

Friday, September 1st, 2006

Over the last year a significant new trend has started to be evident in the Slovak market. While until recently the focus of most investors has been on city properties, in search of longer term letting to companies and professionals, today increasingly many are exploring previously untapped opportunities in some of Slovakia’s top tourist locations.

The benefits are promising: growing holiday-let returns as well as exceptional capital growth potential. Not to mention, of course, the joys of owning a holiday home in one of the most beautiful corners of Europe.

Prior to attracting foreign buyers, Slovakia’s main tourist and ski centres have already seen a huge surge in popularity among local second home buyers. Owning a holiday home in the mountains has, over the last year or two, increasingly become a matter of not only convenience but also prestige.

Responding to the demand from mostly Bratislava families, several new developments have been offered to holiday home buyers in the last 15 months. They have two things in common: extremely fast sales (several dozens of units often selling out in a matter of a few weeks) and higher and higher prices.

Although prices of some of the newest homes in holiday regions already reached top prices in central Bratislava, developers are optimistic. It seems they have good reasons to be.

First, they bank on the short supply. Due to Slovakia’s strict protection rules for national park areas (covering much of the mountain & ski regions) new developments in the country’s most popular holiday destinations are (and will continue to be) rare. Second, there will always be a sufficient number of wealthier local buyers willing to pay up to own a prestige home in their favourite Slovak winter (or summer) holiday spot.

Among the several popular mountain ranges in Slovakia the High and Low Tatras and Velka and Mala Fatra are the most well known. (Central Slovakia and centre-north.)

The Low Tatras feature the best skiing and ski resorts, most popular being Jasna and Donovaly (Jasna is the largest & best ski centre in Central Eastern Europe). The best resort in the High Tatras is Strbske Pleso with its beautiful scenery but relatively limited size.

Holiday letting

If one is to have any chance of letting a property to holiday makers, it needs to be in or very close to an established and popular ski resort or main tourist centre. Some areas, such as the Low and High Tatras, have also the advantage of being visited in both winter and summer which is not the case in other ski centres such as Velka Raca (near Zilina).

Occupancy in dual season resorts is consequently much higher than in any other area of Slovakia, and properties can achieve up to 30-50% annual occupancy provided located in one of the top tourism spots. The farther away the less suitable for letting (more than 10-15 minutes drive or ski bus ride will generally dramatically lower rental appeal of a property).

Resorts with winter season only will rarely suit for letting (if any profit is to be achieved) as annual occupancy will be as low as – or lower than – 20%.

One needs to consider rates are still low in Slovak tourist centres (SKK 250-800/night/bed depending on season and quality, up to SKK 1,200 for high standard accomodation in top season – Year End/New Year). Above rates apply to self-contained chalets, homes, apartments in top tourist areas close to all attractions and facilities.

This however means that only buying a property at relatively low m2 (sq meter) price will give an investor a return on rental. In the best of circumstances a 4-8% NET yield is achievable (although relatively rare). The very steep prices of a majority of the new projects make them suitable for second home buyers looking for own use rather than rental returns. Most of the new holiday resort properties currently sell at GBP 900 – 1,400/m2 (incl. VAT) and will barely yield 1% net.

It is still possible to buy at a reasonable price, making holiday rentals a profitable option. An older home or cottage can also prove a good holiday-let, however, a location close to the ski centres and other attractions is a must if it is to appeal to tourists. The good news is, rates for tourist accomodation in main holiday centres are going up year after year (though not as fast as purchase prices in such areas).

Properties can be let to holiday makers through Slovak travel agencies; there are several that specialize in self-contained accomodation for winter & summer holidays. For the more hands-on owners, running a website or using one of the international holiday rental sites can prove worthwhile.

Important to keep in mind is travel agents will only do the letting (booking); the owner/investor has to arrange cleaning, washing, check-in/out service. In some of the new developments of chalets or apartments such services can be provided (at a fee) by the developer or administrator. In all other cases a common solution is finding a local to perform such tasks (often at comparatively low fees).

While holiday letting has its particularities and several issues need to be considered with care, the results (provided one gets it right) can be extremely gratifying and often more profitable than long term rental. This is increasingly proving to be true in some of Slovakia’s magnificient mountain resorts.

Source: http://www.slovakiainvestmentproperty.com

Like this article? Digg it!

Slovakia Property Hotspot for 2007

Friday, September 1st, 2006

Knight Frank, international estate agency and property consultancy with offices in 30 countries on 5 continents, predicts Slovakia and Slovenia to be the Eastern European property hotspots in the year ahead. Liam Bailey, head of Knight Frank Residential Research considers them “two countries with the best potential for further growth”.

* * *

According to Fitch Ratings’ latest analysis, Slovakia should be able to adopt euro in 2009, as planned. Meanwhile, the prospects for the rest of Central Europe joining the single currency have worsened over the last 12 months. Fitch does not see chances for the Czech republic to join before 2011, Poland before 2012 and Hungary by 2014 at earliest. Estonia is expected to be able to adopt euro by 2009/10.

* * *

Bratislava will soon benefit from yet more affordable flights. Wizzair, one of Central Europe’s largest low- cost carriers, will make the city one of its operating bases, launching flights to 13 destinations from Bratislava airport in early 2007 – including London and Cork (Ireland). Bratislava airport is already served by Sky Europe, Ryanair, EasyJet, as well as a number of full-service airlines.

* * *
In spite of rising interest rates mortgages are continuing to see increasing popularity among Slovaks. By 31 June 2006 Slovak banks had provided mortgages in the total sum of SKK 77.3 billion (GBP 1.4 billion). In the first 6 months of 2006 alone, Slovaks took out mortgages of SKK 10.4 billion – an 18.1% increase y/y.

Mortgages continue being affordable despite rates being at their highest since mid 2004 (after three subsequent base rate increases this year mortgage rates range from 6-7%+). Althouh a further rate hike is expected before the end of the year, the industry predicts the mortgage growth to continue, curbed by strong ownership desire of Slovak population and increasing disposable incomes.

Meanwhile, the new government plans to reintroduce the abolished mortgage bonification for young Slovaks. Anyone under the age of 35 and (income) not higher than 1.3 times average income in Slovakia will be able to take advantage of a subsidized mortgage rate. The aim is to enable those on lower incomes and in economically less developed regions to become a home owner.

Source: www.slovakiainvestmentproperty.com